Employer healthcare,
finally under control.
Unity is a level-funded, trust-based employer health plan with integrated primary care options—built to stabilize cost, improve visibility, and eliminate renewal surprises.
Plan Performance
Spend becomes measurable.
Volatility
-85%Predictability
StableA smarter way to fund healthcare.
Unity replaces fully-insured uncertainty with a level-funded structure: a fixed monthly plan cost, protection against large claims, and ongoing oversight that keeps spend on track.
Plan Type
Level-Funded
Structure
Trust-Based
Care Option
Integrated DPC
The problem employers
actually face.
Every year, the cycle repeats. Costs rise, renewals arrive without explanation, and leadership is told, "This is just how it works."
Most plans only report what happened after the money is spent—leaving employers to absorb the volatility at renewal.
Passive renewal cycles
create avoidable waste.
The Status Quo
How Unity Works
Unity manages plan performance throughout the year. You get a predictable level-funded structure, clear monthly reporting, and early intervention when spend drifts—before renewal.
Set the cost structure
Establish a predictable monthly plan cost and guardrails that reduce volatility year-round.
Route care intelligently
Integrate primary care options that reduce fragmentation, improve access, and prevent avoidable downstream spend.
Monitor and intervene
Track plan performance monthly. When trends drift, intervene early—before renewal turns into a surprise.
What’s Included
Everything required to run a modern employer plan—structured for predictability, protected against outliers, and managed throughout the year.
Plan Funding
Level-funded monthly cost
A predictable monthly structure designed to stabilize budgeting and reduce renewal surprises.
Protection
Stop-loss coverage
Protection against high-cost claims that could otherwise shock your plan year.
Administration
Claims + member support
Claims processing, eligibility, and member guidance—handled end-to-end.
Network
Broad access to care
Employees keep access to the care they need, without forcing a narrow path.
Primary Care Option
Integrated DPC
A coordinated primary-care-first option for employers who want tighter utilization control.
Oversight
Monthly reporting + intervention
Clear plan performance views and early action when trends drift—before renewal.
Fewer Vendors.
Less Noise.
Unity simplifies plan administration and care coordination into a single, managed system.
Who Unity Is Built For
"Leadership teams who want predictability, visibility, and control—without turning benefits into a second job."
Employers with 20–300 lives
A practical size for level-funding: enough scale to benefit, small enough to stay agile.
Tired of unpredictable renewals
Move from “wait and see” to a managed plan year with early visibility into drift.
Value cost discipline
Treat healthcare spend like any other managed line item: measured, reviewed, corrected.
Want visibility, not admin work
You get a clear monthly view. We handle complexity behind the scenes.
The First Step:
Healthcare Cost Audit
We’ll show you what’s driving cost and volatility, where the plan is drifting, and what changes when you take control.
Audit Deliverables
- ✓ Spend drivers + volatility sources
- ✓ Plan performance snapshot (what’s drifting, what’s stable)
- ✓ Control plan: next 90 days of fixes + levers
Your Benefits, Your Way. Take Back Control.
Unity's Trust-Based Health Plan puts employers back in charge — with nationwide coverage, cost transparency, and no carrier games.
Rising Healthcare Costs Are Hurting Your Bottom Line
If you're like most growing companies, you're tired of watching premiums rise while your employees still struggle to access affordable care. Traditional fully-insured plans leave you with no control, no transparency, and no surplus — just another painful renewal cycle.
It's time for a smarter approach.
Meet the Unity Trust Plan.
We've re-engineered self-funded insurance from the ground up, giving you the flexibility of a modern benefits plan with the structure, compliance, and support of a national provider. Through our overhead trust model, you retain unused dollars, control plan design, and only pay for care your team actually uses — not bloated estimates or profit margins.
How Our Trust-Based Model Works
Your Premium
Predictable monthly payment with complete transparency
Claims Paid
Actual healthcare costs
Surplus Returns
Unused funds back to you
Partner with Local Providers You Trust
Our plan features a powerful EPO option centered on a trusted local primary care partner. This structure offsets major costs to the trust while lowering co-pays for your team.
Lower co-pays with in-network providers
Care delivered through preferred providers
You get all the benefits of self-funding — without the risk or confusion.
And the best part? Your employees still enjoy seamless access to the care they know, with better support along the way.
Ideal for companies with 50–500 employees, Unity's Trust Plan gives you a path to reduce costs and improve satisfaction.
The Surplus Advantage
When employees use in-network primary care or avoid high-cost claims, the trust retains more funds. At year-end, those savings are shared back with you.
Cost Savings
Keep a portion of every dollar saved.
Year-End Returns
Unused funds shared back annually.
Trust Benefits
Aligned incentives for employers and employees.
Trusted by Growing Companies
Experience the freedom of controlling your healthcare costs while providing exceptional benefits to your team.
Ready to Take Control?
See how much you could save with Unity's Trust Plan. Get a custom quote tailored to your company's specific needs.
No obligation • Free consultation • Results in 24 hours